Payment technology for your business needs

Electronic Transfers with SPEI® CoDi® Dimo® Integrated Bill Payments Account Validation (CEP)

Automate Payments and Collections with SPEI® in Real-Time, 24/7

Integrate with our platform via API and make instant electronic transfers through SPEI®. Automate and simplify the process of sending and receiving transfers, and balance everything in real-time.

Automatic Transaction Identification

Assign a unique CLABE account to each customer to instantly recognize every payment and streamline your collections.
Seamless Bulk Payments

Distribute bulk payments 24/7 in real-time automatically via API or through a payment file. Simplify your operations and reduce manual errors.
Beneficiary Validation

Instantly obtain the RFC / CURP, or account holder's name with our CEP account validation API, ensuring each CLABE is correct before transferring funds.

Contact sales

“We wouldn't have been digital without STP. Commercial bank cannot be compared ”

“With STP I can pay my clients in a more agile and easy way”

“The parents of our school are happy to use STP as a means of payment”

Account Validation (CEP)

Fast and Secure Verification

Send one cent to securely and automatically validate your customer's account, avoiding incorrect transfers, additional costs, and reprocessing.

Receive Key Account Data

STP provides you with the RFC / CURP, the account holder's name, as well as the CLABE account number, card number, and/or the phone number associated with the destination account.

Fraud and Error Prevention

Compare the received information with your database to avoid fraud and errors in your transfers.

CoDi®: Instant Payments with QR Codes and In-App Notifications

The new digital payment tool for your business! Integrate this solution via API and optimize your operations. Enable commission-free payments for your customers through QR codes or push notifications, all automatically and in real-time.

Automatic QR Codes

Generate and display CoDi® QR codes to your customers instantly from your platform, allowing them to pay with a simple scan.
Payment Requests in the Banking App

Send payment requests directly to your customers' banking app with the amount you define; they simply accept and that's it.
Empower Your Business with Our Integration

Your control, your automations. Optimize your processes, streamline your reconciliations, and simplify the way your customers pay you with our technological integration.

Integrate CoDi®

Dimo®: Mobile Payment API for Your Business

Integrate Dimo® into your platform and give your users the ability to send funds using only a phone number, without requiring the CLABE account number, and with the security and instant settlement of SPEI®.

Simplified Payments

Enable direct transactions between users identified by their phone number, simplifying the payment experience.
Easier Than a CLABE

Forget the long numerical strings: use your customers' contact number to send funds.
Security and Immediate Settlement

Operate on the SPEI® infrastructure, ensuring data protection and real-time fund confirmation.

I want to know more about Dimo®

*During the linking process, the Bank of Mexico does not receive personal data, ensuring user privacy.*

Integrated Bill Payments

Allow your customers to pay for electricity, water, gas, phone services, internet, top-ups, and more directly from your app or website in real-time, with no pre-funding and using the balance in your STP account. Expand your offerings and earn commissions on every transaction.

Expand your services and earn commissions!

Offer Mobile Top-Ups

Integrate our API to offer top-ups from major telecom companies with instant credit.
Utility Bill Payments

Enable payment for electricity, water, gas, and internet in a single flow, without your customers leaving your platform, and receive the full commission for your business.
Treasury Payments

Make life easier for your customers by allowing them to make treasury payments without leaving their home. You can use the same technology for your business.

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FAQs

How does Dimo® work?

Dimo® functions in a similar manner as SPEI transfer, but uses mobile numbers instead of CLABE accounts or cards. Transactions occur within your customers' existing banking apps.

Can I create custom QR codes for CODI®?

Absolutely! STP allows you to automatically generate your own CoDi® QR codes. You can also send CoDi® payment requests as push notifications directly to your clients' banking apps.

How do I assign unique CLABE accounts to my clients?

With an STP account, you can generate up to 9,999,999 unique CLABE accounts. Assigning these to individual clients in your system simplifies payment tracking and reconciliation, as payments are made directly to their designated account.

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