Payment technology for your business needs

Real Time Payments with SPEI® CoDi® Dimo® Integrated Bill Payments Account Validation (CEP)

Simplify payments and collections with SPEI® in real time, 24/7

Integrate to our platform via API and make instant wire transfers through SPEI®. Automates and simplifies the process of sending, receiving and instant conciliation of transfers.

Personalized identification of operations

Assign a unique CLABE account per customer to recognize each payment instantly and speed up your collection.
Mass payments without interruptions

Disperse mass payments in real time in an automated way via API or through a payment file, simplify your operations and reduce manual errors.
Beneficiary Validation

Instantly obtain the RFC or CURP and the name of the holder through the Electronic Payment Voucher (CEP) supported by the Banco de México (Banxico), ensuring that each recipient is fully identified before transferring funds.

Contact sales

“We wouldn't have been digital without STP. Commercial bank cannot be compared ”

“With STP I can pay my clients in a more agile and easy way”

“The parents of our school are happy to use STP as a means of payment”

Account Validation (CEP)

Fast and secure verification

Send a penny to validate your customer's account securely and automatically, avoiding incorrect transfers, cost overruns and reprocessing.

Receives account identification data

STP provides you with the RFC or CURP and name of the account holder, as well as the CLABE account, the card number and/or the cell phone number associated with the destination account.

Fraud and error prevention

Compare the information received with your database to avoid fraud and errors in your transfers.

CoDi®: Instant QR collections and notifications on your users' financial app

The new digital collection tool for your company. Integrate this solution via API and optimize your operation! Enable commission-free payments for your customers through QR codes or notifications in their financial app, all automatically and in real time.

Automatic QR Codes

Generate and display QR codes to your customers instantly from your platform, so they can pay with a simple scan.
Charge messages in the financial app

Send collection messages directly to your customers' financial app with the amount you define; they just accept and that's it.
Empower your business with our integration

Your control, your automations. Optimize your processes, streamline your reconciliations and simplify the way your customers pay you with our technology integration.

Integrate CoDi®

Dimo®: Mobile payment API for your business

Integrate Dimo® into your platform and give your users the ability to send funds using only a phone number, without requiring the CLABE account number, and with the security and instant settlement of SPEI®.

Simplified payments

Allows direct transactions between users identified by their phone number, simplifying the payment experience.
Easier than a CLABE

Forget long numerical strings: use the same cell phone number of your customers to send funds.
Security and immediate settlement

Operate on the SPEI® infrastructure, ensuring data protection and real-time fund confirmation.

I want to know more about Dimo®

*With the linking process, Banco de México does not receive personal data, so it does not process this information. For more information visit https://www.dimo.org.mx/

Integrated Bill Payments

Enable real-time bill payments for electricity, water, gas, mobile top-ups, internet, TAG, and more directly from your app or website. Operate without pre-funding and leverage your STP account balance to expand your service offering and generate revenue on every transaction.

Expand your services and earn commissions!

Offer Mobile Top-Ups

Integrate our API to offer top-ups from major telecom companies with instant credit.
Utility Bill Payments

Enable the payment of electricity, water, gas and internet in a single flow, without your customers leaving your platform and obtaining an additional profit for your business.
Treasury Payments

Make life easier for your customers and allow them to make various state and federal treasury payments through a capture line without leaving home.

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FAQs

How does Dimo® work?

Dimo® functions in a similar manner as SPEI transfer, but uses mobile numbers instead of CLABE accounts or cards. Transactions occur within your customers' existing banking apps.

Can I create custom QR codes for CODI®?

Absolutely! STP allows you to automatically generate your own CoDi® QR codes. You can also send CoDi® payment requests as push notifications directly to your clients' banking apps.

How do I assign unique CLABE accounts to my clients?

With an STP account, you can generate up to 9,999,999 unique CLABE accounts. Assigning these to individual clients in your system simplifies payment tracking and reconciliation, as payments are made directly to their designated account.

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We can help

Real Time Payments

CoDi® (Digital Payment System)

Dimo®

Bill Payment

Account Verification (CEP)

Product Integration

Partners

About STP

Success Stories

STP Summit

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FAQs

Payment technology for your business needs

Simplify payments and collections with SPEI® in real time, 24/7

Account Validation (CEP)

Fast and secure verification

Receives account identification data

Fraud and error prevention

CoDi®: Instant QR collections and notifications on your users' financial app

Dimo®: Mobile payment API for your business

Integrated Bill Payments

Expand your services and earn commissions!

Ready to automate your collections and payments?

ACQUIRE A CUSTOMIZED LOAN

FAQs

Still have questions?

All set to boost your business?