Over 17 years of driving fintech growth in Mexico.

Multiple companies trust Sistema de Transferencias y Pagos

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Total control of your company's finances begins here

Beneficio 1

Send money in real-time!

Instantly disperse funds in bulk and in real-time through our digital payment methods such as SPEI®, CoDi®and Dimo®. Integrate our digital payment solutions to your business and optimize your financial operations.

Beneficio 2

Receive payments at any time and reconcile them easily

Through unique CLABE accounts, our service automatically identifies and records each collection, facilitating efficient and frictionless conciliation.

Beneficio 3

Empower your business model through our customized technology integration

Integrate your system directly with STP through our APIs. Automates the sending, receiving and conciliation of funds in real time.

Beneficio 4

Your billing and payment information in a centralized dashboard

View and manage all your transactions from our Enlace Financiero, with quick access to detailed reports.

Hassle-free wire transfers

Automate and simplify your company's collections and digital payments in real time. Make 24/7 bulk disbursements and validate your beneficiaries through the assignment of unique CLABE accounts, ensuring traceability, regulatory compliance, and financial control in every transaction.

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SPEI-1

Digital collections with QR codes and notifications in your users' financial app.

Offer your customers a fast and secure way to pay from their cell phone; generate QR codes or send payment messages that will arrive directly to their financial app.

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CoDi

Dimo®: Transfer money in a simpler way

It is an alternative to traditional SPEI® transfers, make payments knowing only your recipient's cell phone number, fast and secure, you don't need to know their CLABE account!

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Dimo-1

Integrated Bill Payments

Expand your offer and earn commissions on every transaction! Integrate in your web or app the payment of the main services in Mexico (water, electricity, internet, phone recharges and more), without pre-funding and with the balance of your STP account.

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PDS

Account Validation (CEP)

Verify the account holder by corroborating his/her name and RFC or CURP through the Electronic Payment Voucher (CEP) supported by the Banco de México (Banxico). This way, you will be able to prevent fraud and errors in your transfers, ensuring that the accounts are correct before making any transaction.

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Validation-CEP

Do you want to simplify your financial operations?

Our technology adapts to your needs. We help you to optimize and reduce the operational load of your company.

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Automatiza tus transacciones

Automate your transactions

Simplify manual tasks and process payments and collections with enhanced security. Reduce errors and enhance control across your financial operations.

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Comprobación de clientes

Account Validation (CEP)

Validate accounts instantly by obtaining the RFC or CURP and the name of the account holder through the Electronic Payment Voucher (CEP) supported by the Banco de México (Banxico). This way, you can mitigate fraud and identity theft risks in your company, ensuring that each account belongs to the beneficiary before transferring funds.

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Integración de sistemas

Systems integration

Boost the operational efficiency of your business with our robust and secure APIs integration that ensure business continuity and data protection. Automate payments, collections and conciliations directly from your own system while maintaining full financial traceability at all times.

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Our reliability, according to our clients

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"We wouldn't have been digital without STP. A commercial bank cannot be compared"

Concrédito

Company

“With STP I can pay my clients more quickly and easily”

Caliente

Company

“STP simplifies our lives”

Ganabet

Company

“Our school's parents are pleased to use STP as a payment method”

Colegio Suizo

Company

STP SUMMIT

Somos detonantes de conexiones inteligentes entre líderes

The annual gathering where decision-makers from all sectors converge to explore digital payment methods and financial innovations.

FAQs

Alongside our digital collection and payment solutions, we also answer your frequently asked questions.

Integración

Can I integrate your services with my existing management system?

Yes! Our APIs allow you to directly integrate the payment and collection services you need into your system.

SPEI®

What is SPEI®?

SPEI® is the Interbank Electronic Payment System, a real-time payment system developed by Banco de México that operates in real time under strict security standards. It's the technology that enables electronic fund transfers.

Seguridad

What kind of security does STP offer?

As a regulated entity overseen by Banco de México, the CNBV, and CONDUSEF, STP ensures that our clients’ financial operations are processed through a robust technology designed to prevent data loss and mitigate risks associated with illicit activities.

Consulta

How can I check my account balance and statements?

As a client, you'll have digital access to your account to check your real-time balance and transaction history. You can also download the statements you need.

Aclaraciones

How do I submit inquiries, clarifications, or claims regarding the platform service or my account transactions?

You can access all your transaction details in your account. Additionally, our customer support, technical support, and post-sales advisory teams are available to help you navigate even the most complex issues you may encounter.

Contacto

How can I contact an advisor directly?

Call us at 55 52 6484 18 or visit our contact page to submit your information, and we will respond promptly.

Do you have more questions?

We can help you solve them!

Ready to take your business to the next level?

Let's find the best solution for your payment and collection needs.