SOCAP: Technology to improve your society
Enhance the operations of your Savings and Loan Cooperative with our technological tools. Streamline payments and financial processes securely, efficiently, and with tailored solutions.
Transaction Clarity and Control
Ensure efficient management with fully identified transactions. Reconcile payments and execute real-time transfers.
Automated Efficiency for your Financial Institutions
Optimize your cash flow with automated solutions designed for speed, accuracy, and control.

Identify Clients and Manage Credit
Enhance control over your services by assigning unique identifying CLABE accounts. It's your business model; you decide how to operate it. STP helps simplify your management.
Customize Your Financial Solutions
Integrate our flexible technology and adapt it to your specific business needs. We design tools that perfectly align with your workflows, ensuring efficiency and optimal results.
Efficient and Fast Transactions
Our real-time disbursement solution enables instant fund distribution.
Reduce Fraud Risk
Verify information in your databases with our APIs by validating the true account holder before sending funds.
Complete Control Over Revenue
Reconcile payments instantly and accurately. Our solution allows you to track every transaction and ensure accurate operational management.
Companies that rely on us
Solutions and flexible pricing
You only pay for what you need and use
Our pricing scales with your business capabilities: the higher your transaction volume, the lower your costs, and service quality is always maintained.
Save more while you grow
Integrate your payment ecosystem to reduce costs
Bulk payments 24/7*
Minimum monthly fee of:
Optimize processes, reduce costs, and grow your business model.
Start nowWhat does it include?
By opening an account with STP, you gain access to a range of benefits, support, automation options, and our expert backing to help your business grow.
Comprehensive security and full compliance with all applicable regulations.
-
Sensitive data encryption
-
Regulatory Oversight
-
Adherence to ISO/IEC 27001
Process secure, real-time transfers
-
All day, every day
-
Automatically or scheduled
-
Transaction tracking
Reconciliation and financial reports
-
Identify who paid you
-
Receive funds instantly
-
Generate reports
Contact us by phone, email, or chat for assistance
-
Technical support
-
Training sessions
-
After-sales support
Control all your commercial transactions through a centralized, intuitive platform
-
Real-time data
-
Account statements
-
Multiple users
Infrastructure ready for efficient and flexible third-party integrations
-
Web Services / APIs / SDKs
-
Detailed guides
-
Support
FAQs
Explore our frequently asked questions section to solve your concerns quickly and easily. Access clear and useful information about our services and solutions .
-
What bank is STP?
None. STP is not a bank; however, it is a fully regulated financial institution operating under the figure of an Electronic Payment Funds Institution (IFPE). This designation allows STP to offer services for the issuance, management, settlement, and transfer of electronic payment funds (digital money).
-
Can I automate my payments?
Yes by integrating your ERP with our systems, you can run automations based on the workflows you define.
-
Where is STP used?
Today, more than 1,500 companies across various industries use STP to manage their collections and payments. They also leverage our technology to build services that enable end users to send and receive money such as digital wallets or to carry out operations that generate returns, among others. The possibilities are extensive.